Orthopaedic Surgeon
Not all insurance is the same – some cover all the costs, some cover only a very limited amount and result in a gap. You will be given an item number that applies to your surgery to check with your insurer to determine your level of cover. Costs to consider include your hospital excess, anaesthetist bill (separate from your surgeon), surgical assistant, and gap for the surgery. Often insurers have surgeons performing no-gap surgery they will offer you – but like insurance, not all surgeons are the same.
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