Psychologist
It would appear from what you have written, you could probably get your General Practitioner to refer you to a psychologist for treatment under Medicare.
You could ask to be referred to a psychologist who bulk bill’s Medicare, or has a minimal Gap fee (the difference between the Psychologist fee, and what Medicare pays).
As well as looking at your particular circumstances in detail, the psychologist may possibly “prescribe” some activities or “homework” between sessions, to help reduce the Anxiety and Depression. This would probably be in addition to use of specific techniques like Cognitive Behavioural Therapy (also known as CBT) to deal with the stress, anxiety and depression.
In addition there could be some examination of what you may have done in the past to deal with anxiety, depression and or stress, (if you’ve had similar difficulties in the past) as well as how your current situation differs from previous experiences.
There would also possibly be some examination of your support network and what can be done to maintain and expand on this, as well as looking at what may be stopping you from making use of it, to a greater extent than you may be already.
Collectively the above activities could be expected to have a reasonable chance of reducing the levels of Stress, Anxiety and Depression. However you need to take the first step by getting a GP referral to a Psychologist.
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It's worth adding to the above posters that some mental health practitioners under the Better Access programme do bulk-bill people on pensions, so you can access focussed psychological strategies at no charge. In addition to psychologists, appropriately trained social workers and occupational therapists also provide these services. You can find a database of accreditated mental health social workers who are Medicare providers here:
http://www.aasw.asn.au/directory-advanced
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